Common Mistakes
The biggest mistake I see people make with the Liability Requirements Checker is not taking the time to understand their specific state and local laws. It's not a one-size-fits-all tool - the minimum coverage requirements can vary widely across the country. I remember working with a client in Florida who thought they were all set, only to find out their state had much higher liability limits than they were carrying.
How to Avoid Them
When you use the Liability Requirements Checker, another common issue is not keeping the tool updated as their situation changes. Maybe they got a new car, or added a teenage driver to their policy. If you don't re-run the check, you could be driving around underinsured without even realizing it.
