Frequently Asked Questions
Okay, let's get started. The Accident Surcharge Estimator can help you understand the potential impact on your car insurance rates after an accident. The most common question I get is how much an accident can increase your premiums. The answer really depends on the specifics of your situation - things like the severity of the accident, your driving record, and the insurance company's policies.
Key Answers
When you use the Accident Surcharge Estimator, as a general rule of thumb, a single at-fault accident can raise your rates by 20-50% for 3-5 years. So if your current premium is $1,000 per year, you could be looking at an extra $200-$500 annually.
